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Assets Under Management
Users
Top 20 Global Fintech
CNBC - 2023
The Alt UK senior team comes with strong institutional experience across assets and markets.
Sign-up on the platform, browse live listings and click “invest now” to follow our entirely digital investment process.
Receive quarterly rent distributions directly into your bank account together with property management updates on the asset.
Sell your share on our resale platform or wait for the asset to be sold to a third party.
An investor typically makes returns in two ways:
Rental return: the rent from the tenant is distributed quarterly to all investors, which is typically 6-8% per annum
Property appreciation: investors can also profit from the underlying property price increase at the time of exit, typically between 3 to 5 years. View our recent exit here
The following categories of investors can invest on the platform:
1. High Net-worth Investor
You qualify as a High Net-worth Investor if you meet either of the following criteria:
Your annual income is more than £100,000, OR
You have net assets of £250,000 or more
2. Self-Certified Sophisticated Investor
You qualify as a Self-Certified Sophisticated Investor if, in the last two years, you have done at least ONE of the following:
Worked in private equity or in the provision of finance for small and medium enterprises
Been the director of a company with an annual turnover of at least £1 million
Made two or more investments in an unlisted company
Been a member of a network or syndicate of business angels for more than six months
3. Sophisticated Investor
You qualify as a Sophisticated Investor if, in the last THREE years, you have received a certificate from an authorised firm confirming that you understand the risks involved in investing.
4. Elective Professional Client
You may be treated as an Elective Professional Client if you have adequate experience and understanding to make your own investment decisions and to understand the risks involved.
5. Professional Client per se
These are clients who automatically fall within the definition of Professional Clients, unless and to the extent that they carry out Eligible Counterparty business.
You can exit your investment in two ways:
Resale platform: Investors can list their shares for sale on our resale platform which opens for 2 weeks at the end of every quarter where the platform facilitates sale between investors across its c. 350,000+ users.
Hold till exit: Alternately, investors can also hold their investments till exit, where the platform sells the asset to a third party at the end of the hold period (typically 3-5 years). View our recent exit here
An investor pays two kinds of taxes:
on rental distributions: the quarterly rental distributions are taxed as dividends in the hands of the investor as per prevailing tax rates in his/her jurisdiction.
on sale of property / share: The SPV owning the property pays capital gains on the profit at 25%. The corresponding distribution of sale proceeds is not taxed in the hands of the investor.
The platform charges two types of fees:
Asset management fee: An asset management fee of 1% per annum is charged on the capital invested. (e.g. £500 for a £50,000 investment)
Performance fee: A performance fee of 15% is charged at the time of exit on profits above a 5% IRR threshold.
Illustration:
On a £50,000 investment, if the investor exits after one year with £60,000;
5% IRR threshold: £50,000 × 1.05 = £52,500
Excess profit: £60,000 − £52,500 = £7,500
Performance fee: 15% × £7,500 = £1,125
Once a property is identified and price agreed, the platform signs a Heads of Terms with the Seller and begins a detailed due-diligence exercise. The team appoints legal and technical advisors to go through the property documents made available typically through data rooms and complete a physical technical assessment of the asset in order to ensure that the title of the property is clear and there are no major repairs / capital expenditures due. A complete due-diligence report is circulated with all investors before the final capital drawdown.
With over 300,000 users, the platform’s unique resale market allows you to sell your holdings
Granular analysis but with 50% lower fees than traditional funds
We give you access to asset classes with returns linked to RPI rate, positioning your portfolio optimally to potentially profit from inflation
Modal Description
Modal Description
Risk summary for non-mainstream pooled investments
Estimated reading time: 2 min
Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.
What are the key risks?
1. You could lose all the money you invest
• If the business offering this investment fails, there is a high risk that you will lose all your money. Businesses like this often fail as they usually use risky investment strategies.
• Advertised rates of return aren’t guaranteed. This is not a savings account. If the issuer doesn’t pay you back as agreed, you could earn less money than expected or nothing at all. A higher advertised rate of return means a higher risk of losing your money. If it looks too good to be true, it probably is.
• These investments are very occasionally held in an Innovative Finance ISA (IFISA). While any potential gains from your investment will be tax free, you can still lose all your money. An IFISA does not reduce the risk of the investment or protect you from losses.
2. You are unlikely to be protected if something goes wrong
• The business offering this investment is not regulated by the FCA. Protection from the Financial Services Compensation Scheme (FSCS) only considers claims against failed regulated firms. Learn more about FSCS protection here.
or
Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here.
or
The Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover investments in unregulated collective investment schemes. You may be able to claim if you received regulated advice to invest in one, and the adviser has since failed. Try the FSCS investment protection checker here.
• The Financial Ombudsman Service (FOS) will not be able to consider complaints related to this firm or Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.
3. You are unlikely to get your money back quickly
• This type of business could face cash-flow problems that delay payments to investors. It could also fail altogether and be unable to repay any of the money owed to you.
• You are unlikely to be able to cash in your investment early by selling your investment. In the rare circumstances where it is possible to sell your investment in a ‘secondary market’, you may not find a buyer at the price you are willing to sell.
• You may have to pay exit fees or additional charges to take any money out of your investment early.
4. This is a complex investment
• This kind of investment has a complex structure based on other risky investments, which makes it difficult for the investor to know where their money is going.
• This makes it difficult to predict how risky the investment is, but it will most likely be high.
• You may wish to get financial advice before deciding to invest.
5. Don’t put all your eggs in one basket
• Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
• A good rule of thumb is not to invest more than 10% of your money in high-risk investments.
Important Notice
This website is intended solely for professional investors or those who have opted up to be classified as professional investors. Please confirm that you have read and understood the risk warning of the product before proceeding.
A professional investor is an individual who has the experience, knowledge, and expertise to make their own investment decisions and understand the risks involved.
Manage cookie preferences
When you visit a website, it may store or retrieve information in your browser, mainly through cookies. This data, often about your preferences or device, helps the site function and offer a more personalized experience. While it usually doesn't identify you directly, you can choose to disable certain types of cookies. However, doing so may affect site functionality and the services we are able to offer. Know More
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As per FCA requirements, property investments offered by us are only available to investors who meet certain criteria. Kindly sign-in to proceed.
As per FCA requirements, property investments offered by us are only available to investors who meet certain criteria. Kindly sign-up to proceed.
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Modal Description
Risk summary for non-mainstream pooled investments
Estimated reading time: 2 min
Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.
What are the key risks?
1. You could lose all the money you invest
• If the business offering this investment fails, there is a high risk that you will lose all your money. Businesses like this often fail as they usually use risky investment strategies.
• Advertised rates of return aren’t guaranteed. This is not a savings account. If the issuer doesn’t pay you back as agreed, you could earn less money than expected or nothing at all. A higher advertised rate of return means a higher risk of losing your money. If it looks too good to be true, it probably is.
• These investments are very occasionally held in an Innovative Finance ISA (IFISA). While any potential gains from your investment will be tax free, you can still lose all your money. An IFISA does not reduce the risk of the investment or protect you from losses.
2. You are unlikely to be protected if something goes wrong
• The business offering this investment is not regulated by the FCA. Protection from the Financial Services Compensation Scheme (FSCS) only considers claims against failed regulated firms. Learn more about FSCS protection here.
or
Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here.
or
The Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover investments in unregulated collective investment schemes. You may be able to claim if you received regulated advice to invest in one, and the adviser has since failed. Try the FSCS investment protection checker here.
• The Financial Ombudsman Service (FOS) will not be able to consider complaints related to this firm or Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.
3. You are unlikely to get your money back quickly
• This type of business could face cash-flow problems that delay payments to investors. It could also fail altogether and be unable to repay any of the money owed to you.
• You are unlikely to be able to cash in your investment early by selling your investment. In the rare circumstances where it is possible to sell your investment in a ‘secondary market’, you may not find a buyer at the price you are willing to sell.
• You may have to pay exit fees or additional charges to take any money out of your investment early.
4. This is a complex investment
• This kind of investment has a complex structure based on other risky investments, which makes it difficult for the investor to know where their money is going.
• This makes it difficult to predict how risky the investment is, but it will most likely be high.
• You may wish to get financial advice before deciding to invest.
5. Don’t put all your eggs in one basket
• Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
• A good rule of thumb is not to invest more than 10% of your money in high-risk investments.
Important Notice
This website is intended solely for professional investors or those who have opted up to be classified as professional investors. Please confirm that you have read and understood the risk warning of the product before proceeding.
A professional investor is an individual who has the experience, knowledge, and expertise to make their own investment decisions and understand the risks involved.
Manage cookie preferences
When you visit a website, it may store or retrieve information in your browser, mainly through cookies. This data, often about your preferences or device, helps the site function and offer a more personalized experience. While it usually doesn't identify you directly, you can choose to disable certain types of cookies. However, doing so may affect site functionality and the services we are able to offer. Know More
Thank you for registering for our upcoming webinar on
We will send you a confirmation email with all the key details.
You have already registered for this webinar. We will again initiate a confirmation email with all the key details to your email address.